SERVICES
MGI Mortgages provides expert advice for all your mortgage needs in Bristol, Cardiff and Swansea. We will search the market to ensure you get the most suitable deal on the market for your circumstances and explain everything in simple, easy-to-understand language. We pride ourselves on our excellent customer service and look forward to helping you take the next step on the property ladder.
First time buyers
Taking your first step into the property ladder is exciting, but can also feel very daunting. Whether you’ve already found a place you’d like to buy or are just beginning to think about your home buying options, we are here to assist and advise. We will help you understand the sometimes overwhelming process and help you secure the best mortgage for your situation.
Mortgages
Moving house is a stressful time, and the last thing you’ll want to be doing is trying to get to grips with the intricacies of the mortgage market. Whether you’re relocating, growing your family, or downsizing, we will search the whole market to find the best product for you, and help make moving as hassle-free as possible. To make life easier for you, we’ll complete a full review of your finances and let you know the maximum amount you can borrow. Plus we can guide self-employed people through the process of getting a mortgage – it’s not as difficult as you think.
Remortgage
There are various reasons for remortgaging, including obtaining a better rate from a different lender, changing your mortgage term or loan amount and raising capital. We can advise you on the solution for your particular situation, including remortgaging to buy out equity share in help to buy schemes or purchase a buy to let property.
Buy-to-let
Whether you’re a first time landlord or are building on a portfolio of properties, it’s crucial to get expert help to navigate the regulations and tax issues that purchasing a buy-to-let property throws up. We will guide you through the process and ensure you get the best possible deal. We can also help you find a more competitive mortgage for a current buy to let property, and carefully talk you through all of the options available.
Debt consolidation
Remortgaging your home for debt consolidation can be a straightforward way to repay what you owe without resorting to bank loans or credit cards. It can also potentially save you thousands of pounds due to having a lower interest rate on your new loan. We can advise on whether remortgaging for debt consolidation is a good option for your individual circumstances, and whether a variable rate tracker mortgage or a fixed rate mortgage would work best for you.